Pawn Jewelry
Gold, silver, and diamond jewelry make up some of the most precious items to us. They’re used in some of the most intimate forms of relationship building amongst family, significant others, and many other situations. Items like diamond rings signify some of the largest decisions and moments in our entire lives, and as such can be incredibly hard to part with. However, also given this, they are typically some of the highest cash value items we’re going to have in our entire lives.
At West Valley Pawn and Gold, we can pawn jewelry and turn it into fast cash saving you from whatever bills, emergencies, or other items that are bringing you down and give you room to breathe. In a matter of minutes, your jewelry will have its value assessed, and you will be walking out with cash in your hands in matter of minutes, and your jewelry kept in our safe and secure vault, waiting for you to reclaim your jewelry by paying the loan in full.
What A Pawn Jewelry Loan Is
When you pawn jewelry, you enter into a contractual obligation that has supported individuals for thousands of years but has become far less common in the modern world. It represents a form of collateral loan in which the only security we use to originate the loan and have faith in your ability to repay is the value of your loan. That means that with just a piece of jewelry, you can get a cash loan without any credit checks, having to verify your employment, or anything silly like that. The amount you’re able to get loaned is based on the loan-to-value amount. .
When you pawn jewelry at West Valley Pawn & Gold, we write up our short-term loans for 90 days. During that time, there is no payment schedule throughout the 90 days. The only requirement to retrieve your jewelry is to pay the loan in full by the 90th day. Which means, you can either pay it in one lump sum, or make payments when possible, to meet that 90 day term.
You are always welcome to satisfy the loan early, without any added fees or penalties when you pawn jewelry at West Valley Pawn & Gold. In fact, we will deduct a redemption discount if the loan is paid in full prior to the 60th day of the contract. As a result, this lessens the total amount due, making it less of an out of pocket cost to retrieve your jewelry.
On the other hand, if you are having difficulty paying off the loan by the 90th day, and you are not willing to let your loan default, come on in and talk to us. With just paying the interest that has accrued, we can rewrite the loan for another 90 days when you pawn jewelry at West Valley Pawn & Gold. Because we are here to help you in any way we can when you pawn jewelry or other valuable items with our store.
Free Assessments 7 Days a Week
So what’re you waiting for? West Valley Pawn and Gold is open seven days a week and can put hundreds of dollars of cash in your pocket by simply pawning gold, silver, or diamond jewelry. Use our live chat at the bottom of the screen and we’ll happily answer any additional questions you have, but you are more than welcome to simply come and visit our Avondale pawn shop and we will provide a free assessment of your jewelry, and there is never an obligation to accept an offer.
West Valley Pawn & Gold is open 7 days a week to get the most cash possible, in addition to professional and friendly service!