Watch Loans | Rolex | Cartier | Omega | Breitling | West Valley Pawn
West Valley Pawn holds a pawnbroker license and is able to make loans on all fine watches. We have over 20 years of experience so you can be sure you are getting the most money for your timepieces.
What type of watches do you loan on?
We will loan on Rolex, Cartier, Breitling, Panerai, Hublot, IWC, Patek Philippe, Audemars Piguet, Girard-Perregaux, and many more.
What if my watch is broken or damaged?
We will examine each watch individually to determine if it is buyable or we can make a loan on it. It really is a case by case basis so if you have a damaged watch, stop in and we will see if we can make it work or not. And in the unlikely event we are not able to take it in, we recommend a place to Sell Watches in Scottsdale as well as a place to Pawn Rolex Watch in Scottsdale.
How do the loans work?
· The loan is written, by law, for 3 months. If at any time during the 3 month loan duration you are able to repay the amount borrowed EARLY, it is possible. Just come in, pay off the loan plus the interest and walk off with your item.
· If, at the end of the 3 months, you are unable to repay the loan amount in full, BUT you can pay only the interest, we will (by law) rewrite the loan for an addition 3 months. This can be repeated every 3 months for as long as you like. Hold onto your cash loan as long as you need, we will work out a payment plan, according to state lending guidelines, to suit your loan needs.
· If you are unable, after 3 months, to pay neither the loan amount, nor the interest, the item will default and you will lose ownership. You will not be obliged to pay any additional monies nor will your credit be affected.